I'm with you on the whole leveling up too early thing, particularly when it comes to Final Fantasy Tactics. I'm currently playing with the PSP version, and I found myself getting Ramza and Co. at levels 45-50 before I'm even halfway through the second chapter. (I did the same thing back in the day on Playstation. All 10 times I replayed it.) Maybe it's because the battle system is more rewarding (at least to me!) than FF7's battle system. Well, at least you have a chance to beef up the steal and other materia enough to make them somewhat useful.